Amid Heightened Fears, Core Concepts To Remind Clients; Craig Israelsen’s Portfolio Design CE Course, March 2023

Conversations with clients are always important, but are even more important right now, with the fear and uncertainty surrounding the U.S. banking system.

Retirement portfolio success and client retention make it important for advisors to reinforce a handful of core concepts with clients on a regular basis. But keeping those concepts is even more important in this period of heightened fear, which is the product of a confluence of unusual risks:

• the highest inflation in four decades coming off the first pandemic since 1918
• one of the most aggressive monetary campaigns by the U.S. central bank since it was empowered under the Federal Reserve of 1913
• a threat to the U.S. system of world order from Russia and China
• a stock bear market punctuated by fears of a systemic threat to the banking system

Strengthening a professional’s fluency in core concepts is the objective of this class. Prudent portfolio advisors who participate in this class will walk away with a better understanding and ability to ability to recite and reinforce key portfolio management concepts including:

• The equity effect on broadly diversified retirement portfolios
• Managing the risk of a bad sequence of returns
• Guarding against outliving your portfolio 
• Benefits of prudently managed low expense portfolio

Concepts illustrated give clients, particularly those near or in retirement, comfort as they see for themselves that a well-diversified portfolio will not deplete during retirement documented by research analysis over the past 97 years.

Craig Israelsen, Ph.D. , has taught classes to candidates for the CFA-charter and about family financial management, at the graduate and undergraduate level, at universities for three decades. His course on A4A since 2009 is best-suited to professional fiduciaries seeking to minimize investment expenses on a broadly diversified portfolio core.

You'll learn about:

• the importance of including diverse asset classes in portfolio construction
• how to manage a broad group of asset classes in a low-expense portfolio using multiple ETFs or funds
• how to illustrate key portfolio management concepts to clients
• return and risk statistics of a core portfolio invested for the long run   

Who should attend: 

• Institutional Investment Plan Trustees
• Institutional Investment Consultants
• Investment Advisors
• Financial Planners
• Wealth Managers
• Financial Analysts
• Securities and Research Analysts

After registering, you will receive an email confirmation from This email address is being protected from spambots. You need JavaScript enabled to view it.. Check spam folder if you do not receive it.

This webinar is eligible for one hour of CE credit towards the CIMA® and CPWA® certifications, CFP® CE and PACE credit toward the CLU® and ChFC® designations, and live CPA CPE credit.