Designing Portfolios To Beat A 4% "Safe" Withdrawal Rate

Designing Portfolios To Beat A 4%
Craig L. Israelsen, Ph.D.
7Twelve Portfolio
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CFP® - 1 credit
IMCA - 1 credit
Live CPA - 1 credit
Program Id: 670582499

To show how to design retirement portfolios prudently aiming to exceed the 4% "safe" withdrawal rate, this webinar deconstructs two portfolios over rolling 25-year periods between 1970 and 2017.

Examining returns, risk, and characteristics of portfolios makes practitioners more fluent in key concepts you can apply and teach your clients. The key takeaway is not to advocate for higher withdrawal rates, but rather to demonstrate what to expect from a retirement portfolio and review the impact of inflation.

Dr. Craig Israelsen, who has taught college and post-graduate classes on family financial management for three decades, engages practitioners interested in:

maximum sustainable withdrawal rates over rolling 25-year periods between 1970-2017
results of a 7-asset diversified portfolio vs. a 40%/60% equity/fixed income portfolio
the link between interest rates and inflation rates and its implications for portfolio design in the years ahead

Craig Israelsen, Ph.D., for three decades, has helped define best practices for fiduciaries in managing low-expense portfolios, publishing his research monthly in Financial Planning magazine and teaching on A4A for many years.

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Craig L. Israelsen, Ph.D., provides A4A members monthly classes on low-expense investing. Craig's taught family financial management at universities for over two decades, and his research for practitioners has been published monthly in Financial Planning magazine since 1996. He's currently Executive-in-Residence in the Financial Planning Program at Utah Valley University. If you're paying a TAMP or custodian for managed portfolios, Craig's classes can lower your fees and enable a business model better for your clients and you. He has partnered with A4A and leads classes monthly.

Join Craig Israelsen for the 9th Annual 7Twelve Portfolio Conference Aboard the Norwegian Getaway!

This webinar is eligible for one hour of CE credit towards the CIMA® and CPWA® certifications, CFP® CE, PACE credit toward the CLU® and ChFC® designations and live CPA CPE credit.

More than 50 hours of CFP® CE credit and more than 100 hours of Investments & Wealth Institute® credit on replays available 24/7 to paying members ($120 annually) of CPAs are eligible to receive CPE for attending live webinars only. To learn how to receive continuing professional education credit viewing webinar replays, please see our detailed instructions.

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