Advanced IRA Tax & Financial Planning

This eight-class course is updated annually with the latest strategies. Class 1 and 2 are free to A4A members. The additional six classes are a $199 elective course. 


Buy NowIRAs and other federally qualified retirement plans are central to personal financial planning, impacting estate and income tax planning as well as retirement. This eight-credit course comprehensively covers the most important concepts in planning for IRA and qualified plan accounts. Robert Keebler, one of the nation’s leading educators of legal, tax, and financial planning professionals reviews topics, including:

    ● Minimizing taxes on IRA distributions
    ● Beneficiary designation, ERISA, and spousal consent
    ● Contribution limits and penalties
    ● Rollover limitations and issues
    ● SEPPs and other exceptions to distribution rules
    ● Divorce, inter vivos transfers and testamentary dispositions
    ● Property classification, community property, REA, and beneficiary designations
    ● Roth IRA tax planning, from the basics to the advanced
    ● Prohibited transactions and UBTI
    ● Net Unrealized Appreciation Planning
    ● Planning for a concentrated stock position
    ● Asset protection for “inherited” IRAs
    ● Life insurance supplied liquidity to preserve IRAs after death
    ● Charitable planning with IRAs, including CRTs
    ● IRAs after death
    ● Disclaiming an inherited IRA
    ● How to QTIP an IRA, including critical fiduciary accounting issues
    ● Inefficiency of the IRC §691(c) deduction
    ● The 401(a)(9) regs on required distributions after death
    ● SECURE Act regulations
    ● 5-year rule, pre-RBD 10-year rule
    ● Post-RBD 10-year rule
    ● Roth 10-year rule
    ● The “ghost” life expectancy rule and life-expectancy-based distributions
    ● 22 simple, practical examples of post-mortem distribution requirements
    ● Paying IRAs to trusts