Three Retirement Income Withdrawal Techniques For Roth And Taxable Accounts

Very good information. Not sure if presenting the technical details to clients is helpful. Knowing what the historical results say definitely is. and having the information is available. Also, might be good to have the spreadsheet available to show the clients who are overdrawing, what happens historically.

Interesting info

Thanks, Craig, for another informative study and analysis of both your spreadsheet and the rolling year periods. We are all now getting the hang of operating within the spreadsheet, which is a good thing! All of this is useful in terms of persuading the clients to "stick with the program". It also gives advisors the confidence and requisite knowledge to be able to stand up to wavering clients who fall victim to emotions in down markets. Thus, an element of behavioral finance is also touched upon here. THX!