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Very helpful.
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Good logical explanation, with Craig's knowledge and ability to answer all the questions.
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Different approach and analysis of the efficient frontier, very technical but appropriate for advisors interested in the data crunching. Still struggling with a feasible method by which to persuade clients to "stay the course" during times of turbulence in certain asset classes (currently commodities) and this is the main challenge in implementing Craig's very well thought out allocation model. I also like the fact that Craig has Vanguard, Fidelity, T. Rowe Price, etc. choices of the 7-12 portfolio