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Thank you Craig for another good overview of the 60-40 portfolio as it relates to the 4% withdrawal rate and the use of RMD as an alternate methodology for retirement withdrawals. I appreciate the fact that you continue to tie the research together with the spreadsheet as it's useful to discuss with skeptical clients who worry about future returns. Thank you.
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Very practical application for real-life client use. It would be helpful to see scenarios with more asset classes like international stocks, but I realize that would shorten the starting point significantly to the 1970's.
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