Review Detail

Interesting ideas, but would be good to hear about practical side of them. For example, in practice how does one go about re-balancing all the pieces Bob's discussed, e.g. if bonds all in IRA & equities all in taxable account? Or, what are the operating/managing costs of implementing for a client Roth IRAs for all the asset classes? How many accounts to set up, xfer, re-convert, etc.? Seems like lots over overhead for perhaps not huge benefit. Again - practical questions.