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bob is always superb - worked with at PwC in 1980s - suggestion: update the handouts to the new current limits effective in 2022 - i think it makes it difficult, esp for some younger advisors to follow the seminar. think they might also might "obsess over pointing out that the limits are old. Last - and I am just sharing cause i care - some might see the old stuff, think it is lazy, or question the content - esp if they do not know how great Bob and this course really is - just sharing from Tom Bode