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Excellent as always. Already a member of the A4A program. QUESTION would be curious what Fritz things of people like J Rickards who keeps bombarding clients with THE WORLD is ENDING pieces and always trying to sell them either GOLD or some stock picking program. So many clients get these negative only pieces and think he must know something. He like others offer a 5K program for 2.5K. His latest was for $1997. Just curious.