Review Detail

Webinar was fine. I think for clients still in accumulation phase the excel model needs to extend to 30 and 40 yrs.. I would recommend using shorter rolling periods and then doubling the use of them to expand to be able to show 30 yrs, 35 yrs and 40 yrs. i.e. for a 40 year period take a 20 year rolling period and then reapply it after the first 20 years to hit the 40 years. It provides a theoretical answer which is no better or worse than assuming rolling returns will repeat in history.