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Today's topic was very timely and useful in terms of thinking outside the normal course of analysis when it comes to fixed income investing. As advisors, I believe many of us are struggling with what to do with clients' money earmarked for fixed income allocation. I think that the use of the type of hybrid funds that Craig reviewed today is a good solution to demonstrate to your clients that you are thinking outside the box, particularly if you explain your rationale for going with the allocation funds.