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As Mr. Gluck exclaimed at the conclusion of Fritz' presentation today, "wow" is a good way to describe the quality of this webinar. Fritz reminded us (yet again) of the naysayers who try and persuade our clients who watch CNBC, etc. to panic and exit the market at the most inopportune times. Continuing to pound away at this topic is a critical reminder to all of us as advisors to ignore those in the media. It takes time and confidence to do so. Fritz is an immense help by proving the facts and not guessing.