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Thank you for focusing today's webinar on the PEG ratio and the comparisons and contrasts of 2000 Tech Bubble vs. the present situation. They are obviously different, and your presentation was very clear in differentiating the two. Also grateful for continuing to call out the so-called experts who do not know the future any more than anyone else does. MPT is still the only solution to this uncertainty. I agree with your statement that P/E ratios need to be rethought in that ultra low interest rates are here