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Thanks Bob for another great presentation. I'm sure A4A membership appreciates the review of the SECURE ACT issues, as well as the CARES Act details, which are still taking shape as the current crisis evolves. Not sure of a suggestion for the next webinar, but early on you mentioned one topic that you would hope to come back and teach. Perhaps that can be pursued. The Roth conversion and insurance discussion is going to be critical particularly if there is drastic changes in Washington. Thank you again.