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Great job today Fritz, and we appreciate your discussion of both Modern Monetary Theory and refresher on Modern Portfolio Theory. The book review by Ed Yardeni is an excellent resource for advisors who want to know more about the long term impact of the government borrowing on the future of our economy and markets. The SUNY Stonybrook professor's work is also excellent if anyone can locate that work and review it. Thank you for all the reminders about P/E ratios perhaps going higher in light of low rates.