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Craig, thank you for a great webinar today. As Andrew said, this was a special presentation. It seems that more fine-tuning of the spreadsheet is yielding very beneficial results for you and for users as well as A4A webinar attendees You are correct in that showing the various outcomes of the rolling periods is persuasive evidence of why fretting about running out of money may very well be for naught. Thank you again for doing this for our A4A membership.