Review Detail

I've actually sold several of these contracts when client rebelled about LTC cost and or when client had several old poor performing life/annuity contracts for funding purposes. But I had never seen an analysis done like this before. I would suggest that the tax credit/deduction be brought into the analysis as well. Might be a little high on the ror on the outside account as most people at that age aren't making that or for the near future is the market going to allow it.