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Struggling to understand what the point was. Obviously in the Post-Crisis / EU-Meltdown world of 2009 - 201? "OVERLAP" (read - correlation) between asset classes is HIGH. The question is: What do we do about it for the retail investor? All I heard was -- you should be able to explain the risks inside of a portfolio to your clients in real-time. As if being able to explain something to someone makes it all better. What I was hoping to hear was some ideas on how you capitalize on a world gone mad.