Review Detail

Despite a number of technical issues, Craig did an admirable job of translating some of the concepts of diversification and withdrawal rate analysis which helps advisors tremendously in communicating with and advising clients in the real world. The question about skeptical clients who ask about whether the next 100 years will be much worse than the last 100 years is interesting, but purely speculative. Despite this, I believe the spreadsheet is very useful and recommend using it (as I have). Thank you.