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Super job today Fritz! Thanks for the reminders on asset allocation "rules" (don't try and make predictions year to year) and also for the refutation of the talking heads on CNBC and elsewhere when it comes to their mangling of the data. Shaming these imposters is a great service to anyone who cares to listen. Please continue to keep up the detailed analyses and observations which have kept many of us in lockstep with the market for a long time now.