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Awesome webinar Andy. I beleive the basics of what George is talking about has been lacking in our industry and is the main reason we are seeing all of these unethical and greedy advisors coming to light. While I don't beleive his seminar is necessary the premise behind his success certainly is. I also beleive it is either something you have built into your DNA or you don't. I guess that is why I have a hard time understanding the Bernie Madoff's of the world.