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Thank you Fritz for the upbeat assessment of the upbeat projections going forward for both the stock market and the economy. It is reassuring to hear you affirm what might be characterized as a bit of giddiness at future projections for growth and the like. The levels of pessimism that still exist are indeed good evidence of possible gains ahead. Also your comments on the fixed income market, and yields remaining low are once again contrarian, but sensible. After all, you point out the gurus have been wrong.