Building Simple Low-Expense Diversified Portfolios, Craig Israelsen

Today was an interesting new twist on Craig's regular presentations and is illustrative of how important diversification (with a series of individual, separate funds) is in the context of maximizing return (and also sometimes reducing volatility, risk or standard deviation). From an academic standpoint, the program today is helpful is understanding the nuts and bolts of how diversification in different ways results in sometimes completely different results. Thank you.

Yes, so many have these target date funds and this is a great way to augment

Interesting