Gen X And Gen Y Start On Retirement Saving A Decade Earlier Than Baby Boomers; Like Those Who Came Of Age In The Depression Era, Younger Generations Have Come To Grips With Tougher Times Hot

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Generation X, defined by the study’s authors as those born between 1965 and 1976 and Generation Y, defined as those born from 1977 to 1989, according to TD Ameritrade, “have learned from the mistakes of their elders.”
Meanwhile, Gen Z, those born from 1990 to 1999, according to the survey, “show some signs of nest egg naivety. “Gen X and Y have accepted the reality of the past few years, and rather than being discouraged, they are using what they've witnessed to their advantage by saving earlier and regularly,” says TD Ameritrade. “The hope is that tomorrow's investors, Gen Z, follow suit as they near retirement."

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