Many investors who planned to retire by a certain date have had to continue working because of the recession. These retirees may benefit from waiting to receive Social Security income later so that their payments will be larger after they stop working.
Investors who have not sufficiently saved for retirement may need an income boost or cash infusion from another source, often times their homes. A recent survey found that asset allocation is actually a minor consideration in light of the full spectrum of retirement portfolio needs.



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