It's A Bad Time To Retire; How To Manage Expectations Of Investors About To Retire Or Who Retired Post-Pandemic

Craig Israelsen
Wednesday, May 24, 2023 4PM EST
Program Id: 214231379

The bear market started June 23, 2022 and its end is not in sight. Bad timing and a bad sequence of returns loom large for investors in their 60s and 70s under current conditions.

This class empowers advisors to illustrate to clients how previous bear markets affected diverisifed investment portfolios. The damaging financial impact of bad retirement timing and a bad sequence of returns arehighlighted. In addition, the psychological and behavioral effects are opined on. 

This class is taught by two regular A4A instructors.

Craig Israelsen, Ph.D., speaks about:

  • how to illustrate the effects bad timing had on a $1 million portfolio in previous bear markets
  • how retiring earlier than expected during the pandemic has affected a divesified portfolio.
  • how a diversified portfolio is different from the stock market. 
Frank Murtha, Ph.D., speaks about psychological issues of retiring:
  • earlier than expected due to pandemic. 
  • after a portfolio has sustained a bear market loss.
  • amid slumping consumer confidence     

You'll learn about:

  • the importance of including diverse asset classes in portfolio construction
  • how to manage a broad group of asset classes in a low-expense portfolio using multiple ETFs or funds
  • how to illustrate key portfolio management concepts to clients
  • return and risk statistics of a core portfolio invested for the long run     

Who should attend: 

  • Institutional Investment Plan Trustees
  • Institutional Investment Consultants
  • Investment Advisors
  • Financial Planners
  • Wealth Managers
  • Financial Analysts
  • Securities and Research Analysts

Craig L. Israelsen, Ph.D., has been a regular contributor to Advisors4Advisors since April 2009, and has taught monthly on A4A for a decade. He also contributes regularly to AAII Journal, one of the nation’s largest individual-investor-funded information resources with a history of intellectual integrity. Prof. Israelsen has taught about family financial management at universities and is currently Executive-in-Residence in the Financial Planning Program at Utah Valley University, teaching classes toward earning a CFA charter. Published monthly in Financial Planning magazine for 25 years, Craig has a documented history for providing a sustainable system for advisors to manage low-expense portfolios.

Frank Murtha, who holds a Ph.D. in Counseling Psychology, is the instructor of this course. For over two decades, he has pioneered the application by financial advisors of the principles of behavioral finance and financial planning psychology. He started The Financial Counseling Institute in 2021 to focus on teaching financial professionals counseling skills.

After registering, you will receive an email confirmation from This email address is being protected from spambots. You need JavaScript enabled to view it.. Check spam folder if you do not receive it.

This webinar is expected to be eligible for one hour of CE credit towards the CIMA® and CPWA® certifications, CFP® CE and PACE credit toward the CLU® and ChFC® designations, and live CPA CPE credit.

More than 50 hours of CFP® CE credit and more than 100 hours of Investments & Wealth Institute® credit on replays available 24/7 to paying members ($120 annually) of CPAs are eligible to receive CPE for attending live webinars only. To learn how to receive continuing professional education credit viewing webinar replays, please see our detailed instructions.

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