The Math Of Retirement

Retirement income planning is changing the way practitioners charge and advise clients.

A demographic bubble packed with aging baby boomers all at once are becoming worried about sustainability of their income.

Retirement income planning is a more expensive service to provide than portfolio management, which will pinch profits.

To stay competitive, practitioners, at a minimum must know the math of retirement and be able to explain it to anyone.

At this session, Dr. Craig Israelsen, an expert on index investing, reviews the key elements of retirement portfolios.

You'll learn about:

• The retirement account multiple (or RAM)

• The initial withdrawal rate

• Income replacement ratios

• Actionable retirement portfolios

    ◦ multi-asset class retirement models

    ◦ Performance over the past 15 years

Guest speaker Craig L. Israelsen, Ph.D. has provided a scholar’s research to practitioners monthly in Financial Planning Magazine for over a decade, earning renown among independent financial professionals. He is an Executive-in-Residence in the Financial Planning Program at Utah Valley University and an expert in low-cost investing. He's taught thousands of students about family financial management for over two decades. He is a founder of the 7Twelve Portfolio, and author of "7Twelve: A Diversified Investment Portfolio with a Plan." He has partnered with A4A since 2009, and is an Advisor Products content partner.

This webinar is eligible for IMCA^® CE credit.