Designing Portfolios To Beat A 4% "Safe" Drawdown Rate; 24/7 CFP® Continuing Education Credit

Craig Israelsen, a professor of family financial management for three decades, deconstructs two portfolios over rolling 25-year periods between 1970 and 2017, advocating for a strategic approach to exceeding the 4% "safe" withdrawal rate
 
Craig's research and teaching skills are leveraged in this professional-level course about analysis of portfolio returns, risk, and other characteristics. Practitioners come away  more fluent in key concepts of modern portfolio theory and grow more confident about applying and teaching clients these rubrics of investing
 
Questions from A4A members about the impact of inflation in strategic asset allocation comes up and it's a good discussion. The safe drawdown rate is probably the most important investment problem financial planners can help investors manage and is likely to remain so for the next decade. So questions from A4A members at this CE course about safe withdrawal rates have important implications. Craig Israelsen is not advocating for a higher drawdown rate in retirement; rather, he shows data to enabling practitioners to make informed decisions on what to expect from a retirement portfolio, and he reviews the impact of inflation in depth based on historical data -- news analysis for financial planning and investment professionals. Here, unmasked, are comments from attendees of the live Halloween session:  
  • Information was relevant and well-presented
  • It was my first.  I thought it was great!
  • good insights
  • good
  • Good look on inflationary pressures on a portfolio
  • Good, but lots of unaddressed variables (i.e. lower interest rate environment currently, sequence of return risk in starting years like 1999 & 2007, & etc.)
  • Thank you for the continuing focus on withdrawal rates in retirement and for demonstrating that, contrary to popular belief, many retirees will end up having MORE money in their accounts after 25 years than they expect. This academic exercise is certainly useful to advisers who want to more deeply understand the workings of a withdrawal strategy based on historical data. Translating it into a suitable format for clients is more challenging.
  • Excellent job of clarifying basic portfolio allocation
  • Eye opening
  • Good stuff! 
  • These seminars often run late.  You should be more respectful of time, given that I often have other appointments before or after these webinars.
  • Moved to slow
  • Interesting
  • Excellent
  • Very helpful
  • It was great.  As I said, been using Craig's approach for years.  Just waiting for commodities to take off.  :)
  • Excellent
  • Hi, I think that if you are going to disclose names for questions, it should be first names only. Disclosing full names may have a chilling effect on asking questions.
  • Very timely. Thank you.
  • statistical data

 

 

https://advisors4advisors.com/webinar-replays/18619-designing-portfolios-to-beat-a-4-safe-withdrawal-rate

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A Strategically Focused CE Curriculum

With classes approved for over a decade by the CFP Board, IWI, and NASBA, Advisors4Advisors CE classes are an optimal knowledge stream for CFP®, CIMA®, CPA, CPA/PFS®, CFA®, and other practitioners. It's not a grab bag of speakers willing to sponsor CE content. Nor is it a one-man CE course. It's a group of subject matter experts with amazing communication skills and a history of thought leadership that, together, give advisors a well-rounded knowledge system for running a professional practice ethically and intelligently.

CE Since October 2008

A4A CE classes for financial professionals began in October 2008, the week Lehman Bros. collapsed. Initially billed as “The Financial Crisis Webinar Series,” A4A connects advisors with authoritative sources on investing, tax, and financial planning, chosen by A4A Editor Andrew Gluck, a veteran financial reporter. A4A members get a stream of CE classes for an advisor who: 

  • holds a CFP®, CIMA®, CPA, CPA/PFS, CFA or other designation requiring CE annually 
  • values monthly CE classes by Fritz Meyer, Craig Israelsen, Bob Keebler, Frank Murtha, or Andrew Gluck
  • diversifies a core of client portfolios in low-expense funds
  • invests based on MPT and economic fundamentals
  • advises on tax and financial planning as well as investing
  • needs financial counseling skills
  • wants the Certified Financial Counselor™ designation 
  • is building a brand as a thought leader locally or in a niche
  • wants the facts when bad news breaks
  • wants CE aligned with a content marketing system
  • wants 24/7 access to CE on-demand
  • insists on objective evidenced-based tax and investment planning analysis
MEMBER REVIEWS 
William Desormeau, Jr.  
It is not possible for me to overstate the cumulative value that Craig, Bob and Fritz have added for over 10 years to my investment advisory practice, as well as for personal and family financial planning. A4A gets my highest recommendation
Lynn Najman, CFP®
I’ve subscribed to A4A since its inception, and always find it intellectually stimulating and on point. It’s one of the few CE solutions out there that doesn’t waste my time by pushing product or talking down to me.

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Pete Deacon, CPA, CFP®
A4A has had a profound effect on my business. Since 2009, I’ve relied on the consistent messaging and updates to run my business successfully. Being able to present the information from Bob, Fritz, and Craig's ongoing CE webinars has been a significant benefit.

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Fredric Mayerson, MBA, PhD, CFP®
I've been a financial professional and professor of finance for 35 years and find Fritz Meyer and Robert Keebler to be among the most engaging, incredibly knowledgeable, and experienced presenters I’ve encountered. They deliver an extraordinary amount of information in an extremely interesting way — sequentially and developmentally, utilizing pedagogical tools and techniques that few possess.  A4A to is the most consistently excellent CE program available.  
Ron Roge, MS, CFP®
I’ve been attending A4A many years because the CE classes are outstanding, and my time is valuable. Though I have over 35 years of experience, I’m always learning something new on A4A. I attend fewer conferences now because the CE is generally not advanced. If you want to learn from the best, in a faster, easier, and less expensive way, I highly recommend A4A.

John R. Day, CPA/PFS®

I’ve been a member since 2011 and never miss the monthly webinars with Fritz Meyer. I appreciate Fritz’s independent views on the economy and markets and Bob Keebler keeps me updated on excellent tax planning ideas. A4A is a great value!

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Norman Politziner, CFP

I wouldn't miss a Fritz Meyer webinar unless my pants were on fire. I've relied on Andrew Gluck's knowledge systems --client communications and CE -- for two decades. It's simply the best solution for tax, financial, investment, and risk-management professionals.®   

Dan Hawley, CFP® 

A4A, for over a decade, has been a great resource for useful and accurate information and CE. A4A and Advisor Products are bargains for an advisory practice. 

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Kevin Brosious, MBA, CFP®, CPA/PFS®

I get CPA CE credit and CFP credit for the webinars.  But not only that, the A4A content is terrific