Families Of Military Officers Not Working With Advisors More Prone To Mental Or Physical Health Problems, Says Survey

According to a survey of senior non-commissioned and commissioned officers in pay grades E-6 and above with household income of at least $50,000, working with a financial planner offers a meaningful buffer against many health issues linked to financial stress.

Noteworthy differences between those with and without a planner are found for such stress-related health issues as:


Work With Advisor

No Advisor

Difficulty falling asleep

18 %


General increase in stress


26 %

Difficulty staying asleep


26 %

Muscle tension



Changes in weight






Among military families experiencing health issues, survey respondents who work with a financial planner feel more comfortable about their finances.

First Command says 52% of military families working with an advisor report feeling "financially secure" versus 28% of those who do not work with an advisor, and 46% of those working with an advisor say they are conifdent in their ability to retire comfortably versus 20% of those surveyed and who do not work with an advisor.

Compiled by Sentient Decision Science, Inc., the First Command Financial Behaviors Index assesses trends among the American public’s financial behaviors, attitudes and intentions through a monthly survey of approximately 530 U.S. consumers aged 25 to 70 with annual household incomes of at least $50,000. Results are reported quarterly. The margin of error is +/- 4.3 percent with a 95 percent level of confidence.


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