Indexing Approach Generated Excess Annual Return Of 3%; How To Use Income ETFs In Goal Planning

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(Updated: June 14, 2012)
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I think this was self-serving and too much of a commercial, although it centers on a hugely important topic. What about open-end funds, closed ends (especially at discounts, and or individual bonds? What about tactical overlays? Also, what about the balance between income today, growth of income and volatility?

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