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As usual ...Fritz's webinars give me factual information to help me try and combat my clients' financial market malaise - which should make little sense - especially to those (which is most of my clients) who have long-term investment goals. I wonder what reaction Fritz would get if he presented this seminar to the talking heads at CNBC. I guess I know the answer. They wouldn't even understand it. They are from another planet from true advisors and our clients.