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I think that there is going to be a shortage of advisors and that we will be in more demand than ever. If you want to shoot yourself in the foot and go robo, essentially increasing your fee to the consumer while restricting your freedom as an advisor and how you run your business, then get into bed with one of these platforms. In the end, a client isn't not going to stay with me b/c I don't do robo. The client is with me b/c of me.