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Thank you for delving into a slightly different topic and for taking a different tack on international investing. A lot is written about active international outperforming index international, and some of the information presented today bore that out. I found Slide 26 very interesting in that the international small to mid cap actively managed stocks really outperformed the EFA index by a wide margin. This is no surprise. However, many clients are unable to withstand the volatility of these stocks. Thanks!

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