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Fritz thank you for once again reiterating all of the data points which are conveniently ignored by the media and "talking heads" on Wall Street and elsewhere, and also for calling out the so-called strategists. I think that your continued emphasis on our true role as advisers (which is to educate our clients about risk and volatility as opposed to timing the market) is superb advice and sometimes is difficult to get one's arms around because of the constant market type. Thank you for repeating frequently!