Review Detail

Craig provided some valuable overviews of the impact of reducing advisory fees in conjunction with reducing expense ratios on mutual funds/ETFs which is very helpful in understand how to save client's money. The descending chart starting at 200 bps and going down to 50 bps was excellent. Thank you. Also, the chart of returns for internal rate of return (IRR) for 50/50 bonds/cash, 100% cash, 100% stocks, etc. was a very valuable lesson in not getting too conservative (or too aggressive).