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Tremendous job today, Fritz. Although some attendees were perplexed by Fritz' apparent contradictions on making predictions, I don't believe he was doing that at all. In fact, he was right on point when illustrating the foolishness of picking sectors based on the so-called experts, because they are indeed always wrong. The fact that Fritz said he didn't like international or commodities I think is fine, because he was giving his personal opinion, not asking everyone to follow it. There is a difference!