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5.0
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Craig thank you for continuing to emphasize the importance of diversification and the idea of rebalancing which sometimes results in a contrarian style of investing. Your illustrations, charts and graphs are very well thought out and convey the important messages that come from this sort of wide diversification. The more recent emphasis on behavioral finance and getting clients to understand the nuts and bolts of this concept are very useful to the advisory community. Please keep up the great work!

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