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5.0
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I appreciate Craig's macro-view of the withdrawal rate scenario, but I would hesitate to get into a show & tell with a client without including some sort of minimal COLA... having spent so much time and effort getting clients to understand the devastating, behind-the-scenes effect of inflation. Also, importantly, using averages fails to take into account the fact of negative (or super low) outcomes that result in those averages. Clients need to be shown some sort visualization of that risk. NestEggGuru!

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