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(Updated: March 23, 2016)
5.0
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This research about more asset classes is vital. Clients come to my firm NOT aware of REITs and TIPS and Natural Resources. Yes, my (and Craig's) solution is "more complicated", but it isn't hard for me to implement. It's fine to be more complex when you are far, far better. That's my real world of working with clients feedback. Great work.

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