Retirement
Navigating The Roth IRA Maze
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Written by Andrew Gluck
Created: December, 13 2018
While many advisors know the basics of Roth IRAs, tax rates, interest rates and the stock market are driving major planning opportunities in the wake of the Tax Cuts and Jobs Act.
REPLAY
At this session Bob Keebler, CPA/PFS, reviews advanced techniques in a highly-rated webinar with one-credit of continuing education for CFP®, CIMA®, and other professionals.
Reasons to convert to a Roth IRA
Taxation of Roth IRA conversions
Taxation of Roth IRA distributions
Mathematics of Roth IRA conversions
Re-characterizations
Estate tax considerations
"Stretch" Roth IRAs
Using i
Bear Market Risk Illustrations For Pre-Retirees And Retirees -- 24/7 CFP® Continuing Education
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Written by Andrew Gluck
Created: September, 30 2018
Your clients and you face a growing risk: bad luck. When retired and pre-retired investors suffer portfolio two or three years in row of losses in their portfolio -- a bear market -- it can break an investor's spirit, making it too hard to stick with a sensible plan formulated for moments exactly like this.
Craig Israelsen imparts wisdom on a topic of growing urgency. With the 110-month-long expansion closing in on the 120-month record-longest boom that bracketed the 1990s, this webinar equips advisors for a timely and crucial conversation for advisors and clients.
REPLAY
Tontines Are Coming, Someday
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Written by Glenn Daily
Created: March, 26 2017
Tontines are coming, someday.
That’s my hopeful takeaway from Tom Verde’s “When Others Die, Tontine Investors Win” in today’s New York Times.
How Savings Affects Retirement Portfoilio In Accumulation And Withdrawal Phases
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Written by Andrew Gluck
Created: October, 29 2016
A client's savings rate is so important but ignored by most advisors in designing portfolios. In this amazing series of studies of portfolio design by Craig Israslsen, Ph.D., this session stands out for its focus on showing the client the effects of different savings rates across his lifespan.
Accumulation results below… Zeroing in on how your clients' savings rate will influence their portfolio's risk. It makes clients choose to behave prudently and appreciate the discipline you enforce. Craig shows how the savings rates affects retirement readiness. Drawing on over 90
When Clients Are Their Own Worst Enemy
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Written by Sheryl Rowling
Created: August, 17 2016
I was recently quoted in a FinancialPlanning.com article titled “When clients can’t afford to retire.” Although the article covered some of the basics, I thought it would be good to address this issue more fully. Before I start, what are situations when clients can’t afford to retire? Other than tragedy or catastrophe, this unhappy circumstance occurs when clients are spending as much as or more than they earn.