Bear Market Risk Illustrations For Pre-Retirees And Retirees -- 24/7 CFP® Continuing Education

Your clients and you face a growing risk: bad luck. When retired and pre-retired investors suffer portfolio two or three years in row of losses in their portfolio --  a bear market -- it can break an investor's spirit, making it too hard to stick with a sensible plan formulated for moments exactly like this.

Craig Israelsen imparts wisdom on a topic of growing urgency. With the 110-month-long expansion closing in on the 120-month record-longest boom that bracketed the 1990s, this webinar equips advisors for a timely and crucial conversation for advisors and clients.

REPLAY
24/7 CFP® Continuing Ed Credit

The session received a 4.8-star rating. and is accredited for continuing education credit for CFP®,  CIMA®, and many other financial professionals. 

Dr. Craig Israelsen presents for about 25 minutes and spends another 25 minutes answering questions from practitioners, many of whom are deeply engaged.  

In a feat of daring, Craig shared his screen with attendees while he manipulated an Excel spreadsheet showing the effects of sequential losses. Live on the spot, Craig illustrated the answers to scenarios posed by practitioners. 

For the first time ever in A4A Live CE history, the microphone was opened to an A4A member. The attendees currently uses a spreadsheet to advise clients that Craig shared in a previous A4A webinar. Letting him ask his detailed question in his own words exemplifies how A4A is literally giving voice to a distinguished group of professionals. Incidentally, opening the microphone elicited not a single barb or ‘at-a-boy.’ That’s good.

Most heartening, the comments below affirm our common values in managing a professional practice. Crowd-sourcing a study group of advanced financial and tax planning professionals is a privilege and your  thoughtful suggestions, criticism, comments, and praise is much appreciated:    

  • Great!  Liked the open-ended Q&A time, the balance of presented material vs. questions. 
  • Sometimes spreadsheets/charts get a little busy to understand and see in webinar
  • Great information and excel worksheets.
  • I enjoyed the amount of thought that the presenter put into his excel spreadsheet as an illustrative tool!
  • Excellent presentation
  • Ok, but would have been helpful to have a deck we could use with clients
  • Very good
  • Great stuff
  • Very good. Craig always does a great job providing a peak behind the curtain as to what informs his thinking.
  • Informative
  • Good. I liked the space allowed for Q&A.
  • Great stuff as always with Craig's spreadsheets. As I mentioned on the "open mic," I believe participants in these webinars might benefit from a more thorough analysis and demonstration (illustration) of Craig's SECOND spreadsheet in a manner similar to the way he has demonstrated the first worksheet on young people age 35 saving 5% of their salary. The second spreadsheet seems to be geared towards retirees and the sequence of returns issue is one that will take more than one webinar to comprehend.
  • Excellent.
  • Great job, thank you. And I appreciated the opportunity for extra questions this time.
  • good
  • Loved the live manipulation of the spreadsheet!
  • Excellent!
  • Good info.  In reality, clients will not stick to a set withdrawal rate and that is where the emotions over down markets come into play.
  • Very informative about resiliency of portfolio.  Spreadsheet design is world-class.  Craig speaks at the right level of complexity for A4A members.  Really smart. 
  • Well done
  • Useful in client interaction
  • "retirees expenses don't vary by the portfolio values, the withdrawal should be in constant, inflation-adjusted dollars.
  • no international equities or bonds???

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A4A CE classes for financial professionals began in October 2008, the week Lehman Bros. collapsed. Initially billed as “The Financial Crisis Webinar Series,” A4A connects advisors with authoritative sources on investing, tax, and financial planning, chosen by A4A Editor Andrew Gluck, a veteran financial reporter. A4A members get a stream of CE classes for an advisor who: 

  • holds a CFP®, CIMA®, CPA, CPA/PFS, CFA or other designation requiring CE annually 
  • values monthly CE classes by Fritz Meyer, Craig Israelsen, Bob Keebler, Frank Murtha, or Andrew Gluck
  • diversifies a core of client portfolios in low-expense funds
  • invests based on MPT and economic fundamentals
  • advises on tax and financial planning as well as investing
  • needs financial counseling skills
  • wants the Certified Financial Counselor™ designation 
  • is building a brand as a thought leader locally or in a niche
  • wants the facts when bad news breaks
  • wants CE aligned with a content marketing system
  • wants 24/7 access to CE on-demand
  • insists on objective evidenced-based tax and investment planning analysis
MEMBER REVIEWS 
William Desormeau, Jr.  
It is not possible for me to overstate the cumulative value that Craig, Bob and Fritz have added for over 10 years to my investment advisory practice, as well as for personal and family financial planning. A4A gets my highest recommendation
Lynn Najman, CFP®
I’ve subscribed to A4A since its inception, and always find it intellectually stimulating and on point. It’s one of the few CE solutions out there that doesn’t waste my time by pushing product or talking down to me.

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Pete Deacon, CPA, CFP®
A4A has had a profound effect on my business. Since 2009, I’ve relied on the consistent messaging and updates to run my business successfully. Being able to present the information from Bob, Fritz, and Craig's ongoing CE webinars has been a significant benefit.

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Fredric Mayerson, MBA, PhD, CFP®
I've been a financial professional and professor of finance for 35 years and find Fritz Meyer and Robert Keebler to be among the most engaging, incredibly knowledgeable, and experienced presenters I’ve encountered. They deliver an extraordinary amount of information in an extremely interesting way — sequentially and developmentally, utilizing pedagogical tools and techniques that few possess.  A4A to is the most consistently excellent CE program available.  
Ron Roge, MS, CFP®
I’ve been attending A4A many years because the CE classes are outstanding, and my time is valuable. Though I have over 35 years of experience, I’m always learning something new on A4A. I attend fewer conferences now because the CE is generally not advanced. If you want to learn from the best, in a faster, easier, and less expensive way, I highly recommend A4A.

John R. Day, CPA/PFS®

I’ve been a member since 2011 and never miss the monthly webinars with Fritz Meyer. I appreciate Fritz’s independent views on the economy and markets and Bob Keebler keeps me updated on excellent tax planning ideas. A4A is a great value!

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Norman Politziner, CFP

I wouldn't miss a Fritz Meyer webinar unless my pants were on fire. I've relied on Andrew Gluck's knowledge systems --client communications and CE -- for two decades. It's simply the best solution for tax, financial, investment, and risk-management professionals.®   

Dan Hawley, CFP® 

A4A, for over a decade, has been a great resource for useful and accurate information and CE. A4A and Advisor Products are bargains for an advisory practice. 

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Kevin Brosious, MBA, CFP®, CPA/PFS®

I get CPA CE credit and CFP credit for the webinars.  But not only that, the A4A content is terrific