How Much Is Everything On Your Computer Worth To You? Hot

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Cyber criminals are disguising this damaging virus inside a PDF that is attached to an email that appears to come from UPS or FedEx.  When the intended victim opens the attachment, Cryptolocker is instantly downloaded and installed on their computer.  Once on your computer all of your files are encrypted and held ransom until payment is received.  It is essentially extortion with all your personal documents, photos and files at risk. 

 

Unfortunately, once the encryption of the files occurs, decryption is not likely.  Paying these criminal will only encourage them to do further damage, plus there is no guarantee they will release your files back to you. 

 

Here are some tips on how you can protect yourself:

1.  Backup files – No system is completely secure.  Make sure your files your files are regularly backed up and stored in a safe place.  If your computer is compromised you will be able to still access your files.

 

2.  Use safe e-mail habits – Be wary of e-mail from senders you don’t know, and never download or open an attachment you are sure you know what it is and that it is safe.  You should be especially wary of unexpected email from postal/package services and dispute notifications.

 

3.  Up-to-date programs – Make sure your antivirus and operating system are up-to-date.  If you let these programs get out-of-date, criminals are more likely to infect your computer and use it to break into other computers.

 

Cryptolocker is not the only malicious virus out there.  Every day cyber criminals are coming up with new ways to steal our data.  By keeping your programs up-to-date and using safe web browsing and email habits you can limit the risk of catching one of these nasty viruses. 

 

Read more about Cryptolocker:

http://www.businessinsider.com/block-cryptolocker-virus-2014-1

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A Strategically Focused CE Curriculum

With classes approved for over a decade by the CFP Board, IWI, and NASBA, Advisors4Advisors CE classes are an optimal knowledge stream for CFP®, CIMA®, CPA, CPA/PFS®, CFA®, and other practitioners. It's not a grab bag of speakers willing to sponsor CE content. Nor is it a one-man CE course. It's a group of subject matter experts with amazing communication skills and a history of thought leadership that, together, give advisors a well-rounded knowledge system for running a professional practice ethically and intelligently.

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A4A CE classes for financial professionals began in October 2008, the week Lehman Bros. collapsed. Initially billed as “The Financial Crisis Webinar Series,” A4A connects advisors with authoritative sources on investing, tax, and financial planning, chosen by A4A Editor Andrew Gluck, a veteran financial reporter. A4A members get a stream of CE classes for an advisor who: 

  • holds a CFP®, CIMA®, CPA, CPA/PFS, CFA or other designation requiring CE annually 
  • values monthly CE classes by Fritz Meyer, Craig Israelsen, Bob Keebler, Frank Murtha, or Andrew Gluck
  • diversifies a core of client portfolios in low-expense funds
  • invests based on MPT and economic fundamentals
  • advises on tax and financial planning as well as investing
  • needs financial counseling skills
  • wants the Certified Financial Counselor™ designation 
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  • wants the facts when bad news breaks
  • wants CE aligned with a content marketing system
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  • insists on objective evidenced-based tax and investment planning analysis
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William Desormeau, Jr.  
It is not possible for me to overstate the cumulative value that Craig, Bob and Fritz have added for over 10 years to my investment advisory practice, as well as for personal and family financial planning. A4A gets my highest recommendation
Lynn Najman, CFP®
I’ve subscribed to A4A since its inception, and always find it intellectually stimulating and on point. It’s one of the few CE solutions out there that doesn’t waste my time by pushing product or talking down to me.

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Pete Deacon, CPA, CFP®
A4A has had a profound effect on my business. Since 2009, I’ve relied on the consistent messaging and updates to run my business successfully. Being able to present the information from Bob, Fritz, and Craig's ongoing CE webinars has been a significant benefit.

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Fredric Mayerson, MBA, PhD, CFP®
I've been a financial professional and professor of finance for 35 years and find Fritz Meyer and Robert Keebler to be among the most engaging, incredibly knowledgeable, and experienced presenters I’ve encountered. They deliver an extraordinary amount of information in an extremely interesting way — sequentially and developmentally, utilizing pedagogical tools and techniques that few possess.  A4A to is the most consistently excellent CE program available.  
Ron Roge, MS, CFP®
I’ve been attending A4A many years because the CE classes are outstanding, and my time is valuable. Though I have over 35 years of experience, I’m always learning something new on A4A. I attend fewer conferences now because the CE is generally not advanced. If you want to learn from the best, in a faster, easier, and less expensive way, I highly recommend A4A.

John R. Day, CPA/PFS®

I’ve been a member since 2011 and never miss the monthly webinars with Fritz Meyer. I appreciate Fritz’s independent views on the economy and markets and Bob Keebler keeps me updated on excellent tax planning ideas. A4A is a great value!
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Norman Politziner, CFP

I wouldn't miss a Fritz Meyer webinar unless my pants were on fire. I've relied on Andrew Gluck's knowledge systems --client communications and CE -- for two decades. It's simply the best solution for tax, financial, investment, and risk-management professionals.®   

Dan Hawley, CFP® 

A4A, for over a decade, has been a great resource for useful and accurate information and CE. A4A and Advisor Products are bargains for an advisory practice. 

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Kevin Brosious, MBA, CFP®, CPA/PFS®

I get CPA CE credit and CFP credit for the webinars.  But not only that, the A4A content is terrific